Fincor: the Next-Gen Layer 1

Fincor is a brand new, next-generation blockchain using a bespoke
Proof-of-Unity (PoU) protocol to deliver ultra-fast, ultra-scalable, and
ultra-cheap (3Us) transactions and smart contracts that can operate
across chains—no more bridges, high-fee swaps or network switching required.

Multi-blockchain

Transfer or swap almost any cryptocurrency, NFT or other digital assets in one platform quickly, securely and at an extremely low cost. No more need for centralized exchanges or complex asset bridges.

Ultra-fast

The Fincor chain can reach an unlimited number of transactions per second (TPS) as the network activity grows. The roadmap includes plans for frictionless payments, streamlined trading, deep liquidity for almost any asset and much more.

Ultra-scalable

The scalability issue is a thing of the past. Fincor uses an Artificial Intelligence (AI) supported hybrid consensus engine that supports maximum security, speed and decentralization all at once.

Ultra-cheap

With transaction fees as low as 0.00001 USD and easy cross-chain compatibility, Fincor is built for developers, dApps and users to work, play, grow and prosper.

IoT friendly

With transaction fees as low as 0.00001 USD and easy cross-chain compatibility, Fincor is built for developers, dApps and users to work, play, grow and prosper.

DIY smart contracts

Absolutely no need for special technical skills – it takes just a couple of minutes for anyone to create and execute a smart contract.

Cross-chain unity

Fincor is designed to be a 100% decentralized ecosystem capable of connecting chains with different consensus protocols--including Proof of Work (PoW), Proof of Stake (PoS), Delegated Proof of Stake (DPoS), Practical Byzantine Fault Tolerance (pBFT) and more.

Maximize DeFi yields

Fincor is extremely light and powerful – allowing simultaneous DeFi staking and mining to maximize yield incentives for developers and users. Fincor also simplifies governance and other network activity that makes Decentralized Autonomous Organizations (DAOs) work.

Built for a Clean Future

Because Fincor nodes run so light, the computing requirements are minimal, requiring a CPU or GPU with as little as 8 GB of RAM to maintain. This makes mining more accessible and affordable than ever – opening the door to a new era of decentralized, sustainable smart systems empowering people all over the world.

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We built DeFi
into the heart of our network

What makes the Fincor network “Next-Gen”?

The 3Us

Fincor solves the trilemma (security, scalability, decentralization), delivering ultra-fast, ultra-secure and ultra-cheap transactions using its first-of-its-kind Proof of Unity cross-chain consensus protocol while running on a network with extremely light node requirements and other innovations such as flexible block sizes.

Cross-chain compatibility

Cross-chain communication is the first of its kind – true interoperability on the PoU protocol. This cross-chain communication will be present at Layer-1 of the PoU protocol whereas the transactions to/from PoU-based running chains (including Fincor) can be done on chains running on other consensus engines such as PoW, PoS, DPoS, etc. Cross-chain communications are direct on-chain account-to-account transfers with no need for any centralized authority to carry out the transactions. The fees for such on-chain transfers are based on fees used by the utilized network.

Scalable

The architecture of Fincor allows it to be ultra-scalable thanks to PoU simultaneous multi-network communication and nested gossip schemes which enable efficient data transfer within the network. On Fincor, the block size is dynamic – depending on the network’s conditions/health, the block is dynamically modified to efficiently store the data. The scalability of Fincor chains applies both on the network and consensus levels.

Harnessing AI/Machine Learning

Fincor aims to provide the world’s first decentralized AI service running on the PoU protocol. Within Fincor’s architecture, the PoU protocol is interconnected with Artificial Intelligence as AI algorithms (e.g., AI agents) are being used at multiple levels in the consensus to operate the entire network.

Ethereum virtual machine (EVM) support

Fincor network is EVM compatible. EVM integration lets users and developers run all standard Ethereum transactions—including smart contracts—directly on the Fincor chain using our unique PoU protocol. EVM support also makes the Fincor chain compatible with EVM libraries and nodes such as GETH and Web3js. EVM address generation uses one-way HEX key encryption.

Easy smart contracts

With Fincor, anyone can create a smart contract – just select your preferences and the system will do the rest! Your smart contract‘s token will be generated within a couple of minutes while its further transactions – even faster and at an ultra-low cost! Most importantly, you will be able to choose between tokens of various standards – ERC20, BEP20, and more. You’ll also be able to transfer your already existing smart contracts that were created on the Ethereum blockchain to the Fincor network.

A Use Case for Every Blockchain User

Individual Users

Our powerful multi-chain ecosystem gives users seamless, low-cost access to the best dApps, tools and resources blockchain has to offer, including DIY smart contracts, low-cost NFT minting, yield-maximizing token staking and so much more.

For enterprises

Fincor integrates seamlessly with any public or private blockchain, empowering enterprise leaders with unprecedented tools to power your operation, empower your workforce, or deliver unique, competitive value to your customers.

Developers

Fincor provides a fast, powerful, developer-friendly and nearly universally-compatible platform for development including Ethereum standards, solidity language, truffle framework and remix Ethereum IDE for easy, reliable smart contract deployment, as well as Web3.js for dApps, GETH and AI-powered consensus with multiple AI agents helping to classify, predict and manage the blockchain state. Fincor’s powerful decentralized chain architecture also allows the network to undergo upgrades with zero downtime.

For governments

The Fincor chain provides a rock-solid, scalable and ultra-secure framework for deploying blockchain solutions, empowering government leaders to do everything from retrofitting smart utility systems to launching Central Bank Digital Currencies (CBDCs) operated on Distributed Ledger Technologies (DLT). Building your constituent solutions on Fincor provides interoperability for everything from financial transactions to distributed computation and secure, reliable data transfer.

SECURITY

Fincor blockchain comes with an in-built AI-powered security mechanism that continuously checks and predicts vulnerabilities that could affect the system or be exploited by third parties.

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Thanks to our multi-pooling mechanics that conduct real-time system auditing against various flaws, our system is bullet-proof against consensus-level attacks. In addition, our integrated AI-powered mechanisms help us to predict potential issues and take timely actions on the system before such vulnerabilities can arise.

Taking autonomous security-related consensus-level decisions, the Fincor system makes itself one of the most secure blockchains out there.

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Fincor roadmap

2018 Q1

PoU AI R&D

2018 Q2 – 2020 Q4

PoU supervised learning R&D with blockchain

2019 Q1 – 2021 Q4

PoU R&D with PoW

PoS and pBFT

PoU Relayed-gateways R&D

2022 Q1

Fundraising

2022 Q2

Fundraising

Fincor Ethereum testnet support (Layer-1)

Fincor Ethereum testnet support (swap)

2022 Q3

Fincor Ethereum mainnet support (Layer-1)

PoS variant chain (Layer-1 support testnet)

Public sale & TGE

Layer-2 cross-chain (smart contract)

2022 Q4

Public application Layer SDK

Developer Incentives

Staking Proposal

Fincor Ethereum mainnet support (swap)

Smart contracts replication

Main net launch

2023 Q1

Interoperable smart contract

(if SC is written on the Fincor network it can be interacted on Layer-1 with the ETH network)

Extension, Desktop, Mobile Wallet (multi-currency support)

PoW & PoS variant chains

(Layer-1 support mainnet)

2023 Q2

Ledger App

pBFT variant chains (Layer-1 support testnet)

2023 Q3

Interoperable DEX

pBFT variant chains (Layer-1 support mainnet)

2023 Q4

IoT Fincor Smart Nodes

Mobile mining

2018 Q1

PoU AI R&D

2018 Q2 – 2020 Q4

PoU supervised learning R&D with blockchain

2019 Q1 – 2021 Q4

PoU R&D with PoW

PoS and pBFT

PoU Relayed-gateways R&D

2022 Q1

Fundraising

2022 Q2

Fundraising

Fincor Ethereum testnet support (Layer-1)

Fincor Ethereum testnet support (swap)

2022 Q3

Fincor Ethereum mainnet support (Layer-1)

PoS variant chain (Layer-1 support testnet)

Public sale & TGE

Layer-2 cross-chain (smart contract)

2022 Q4

Public application Layer SDK

Developer Incentives

Staking Proposal

Fincor Ethereum mainnet support (swap)

Smart contracts replication

Main net launch

2023 Q1

Interoperable smart contract

(if SC is written on the Fincor network it can be interacted on Layer-1 with the ETH network)

Extension, Desktop, Mobile Wallet (multi-currency support)

PoW & PoS variant chains

(Layer-1 support mainnet)

2023 Q2

Ledger App

pBFT variant chains (Layer-1 support testnet)

2023 Q3

Interoperable DEX

pBFT variant chains (Layer-1 support mainnet)

2023 Q4

IoT Fincor Smart Nodes

Mobile mining

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